standard model - A particle must have energy to interact with the Higgs field: as energy is a source of gravity, it already has mass so what does it need Higgs for?

If a particle only can be said to exist if it has energy, if it already must have energy to be able to interact with the Higgs field (to acquire mass) but energy is a source of gravity (if it can be localized) so it already (acts as if it) has mass before it even can interact with the Higgs field, then what do we need Higgs for?

Moreover, if when all properties contribute to the energy -and hence to the mass of particles- then shouldn’t the Higgs field also have to provide particles with properties like electric and color charge?