photons - If matter and light have dual-nature, shouldn't we able to explain the observed phenomenons using either wave or particle?

Historically wave and particle has been perceived as totally different phenomenons (before 20th century). Now is it widely accepted and there are experimental results to show that in fact both matter and light have a dual nature. Let's take light for example. Depending on the experiment it could behave as a wave(as in interference and diffraction) and it could be taken as a particle (as in explanation of photoelectric effect). If it has properties of both wave and particle at the same time, shouldn't we be able to explain the experiments with both wave and particle nature and not selecting either wave or particle? Why particle or wave, why not particle and wave? Please help me understand it and this question has been bugging me for quite some time now. I understand the standard explanation of both but I am having trouble putting them together. If there is anything I am missing please provide some link or reference to read.